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Updated: Sep 18, 2026

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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Overview:

Certification Vendor:Maryland Insurance Administration (MIA) / PSI Services LLC (exam delivery provider)
Exam Name:Maryland Accident and Health or Sickness Producer Examination (Series 20-24)
Exam Number:Series 20-24
Exam Price:USD 44–65 (varies by PSI testing center fees)
Exam Duration:120 minutes
Certificate Validity Period:Typically 2 years (renewable via continuing education requirements)
Passing Score:70%
Real Exam Qty:Approximately 100–110 (varies by state update cycle)
Exam Format:Computer-Based Testing, Multiple Choice
Available Languages:English
Related Certifications:Maryland Life Producer
Combined Life, Accident & Health License
Property and Casualty Producer (P&C)
Recommended Training:PSI Candidate Information Bulletin (Maryland Insurance Exams)
Maryland Insurance Pre-Licensing Education Providers (state-approved schools)
Exam Registration:PSI Exams Scheduling (Maryland)
Maryland Insurance Administration Licensing Portal
Sample Questions:Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Sample Questions
Exam Way:Computer-based exam administered at PSI testing centers (or remote proctored PSI option where available)
Pre Condition:Completion of Maryland-approved pre-licensing education (typically 40–60 hours for Accident & Health producer license)
Official Syllabus URL:https://insurance.maryland.gov

Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionObjectives
Topic 1: Accident and Health Insurance Basics- Policy structure and provisions
  • 1. Definitions and clauses
    • 2. Exclusions and limitations
      - Types of coverage
      • 1. Disability income insurance
        • 2. Medical expense insurance
          • 3. Accidental death & dismemberment (AD&D)
            Topic 2: General Insurance Principles- Insurance concepts
            • 1. Principles of indemnity and insurable interest
              • 2. Risk, peril, hazard
                Topic 3: Health Insurance Systems- Government health programs
                • 1. Medicaid basics
                  • 2. Medicare basics
                    - Managed care models
                    • 1. HMO, PPO, POS
                      Topic 4: Insurance Law and Regulation (Maryland)- Maryland Insurance Administration rules
                      • 1. Unfair trade practices (rebating, twisting, misrepresentation)
                        • 2. Producer licensing requirements
                          Topic 5: Policy Administration and Ethics- Ethical obligations
                          • 1. Disclosure requirements
                            • 2. Suitability and fiduciary duties

                              Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:

                              Question #1

                              Reasonable and customary charges for health care are based primarily on:

                              • A. Average charges within a geographic area
                              • B. National physician surveys
                              • C. Actuarial tables
                              • D. Insurance industry studies
                              Reveal Solution  Discussion  0

                              Correct Answer: A  🗳️

                              Explanation: Only visible for Exam-Killer members. You can sign-up / login (it's free).

                              Question #2

                              A disability income insurance policy typically provides coverage for disabilities resulting from:

                              • A. Occupational accidents only
                              • B. Accidents only
                              • C. Both accidents and sickness
                              • D. Sickness only
                              Reveal Solution  Discussion  0

                              Correct Answer: C  🗳️

                              Explanation: Only visible for Exam-Killer members. You can sign-up / login (it's free).

                              Question #3

                              An insurance producer's license may be suspended or revoked by:

                              • A. The appointing insurer
                              • B. The Maryland Insurance Administration
                              • C. The continuing education course provider
                              • D. The Attorney General
                              Reveal Solution  Discussion  0

                              Correct Answer: B  🗳️

                              Explanation: Only visible for Exam-Killer members. You can sign-up / login (it's free).

                              Question #4

                              A policy of life insurance may NOT be delivered unless the policy has a:

                              • A. Legible and brief description of the policy on the first page
                              • B. Premium coupon book
                              • C. Financial statement of the life insurance company
                              • D. Notary seal
                              Reveal Solution  Discussion  0

                              Correct Answer: A  🗳️

                              Explanation: Only visible for Exam-Killer members. You can sign-up / login (it's free).

                              Question #5

                              Which expenses are covered by Medicare Part D?

                              • A. Hospital
                              • B. Dental
                              • C. Prescription drug
                              • D. Medical
                              Reveal Solution  Discussion  0

                              Correct Answer: C  🗳️

                              Explanation: Only visible for Exam-Killer members. You can sign-up / login (it's free).

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